Ruim Baatuur analyzes real-time market data with predictive models and puts together a portfolio proposal that matches your risk profile within seconds. No technical knowledge required, but full insight into the underlying logic.
One input screen, one calculation, one overview: risk profile, target amount and time horizon form the basis for the advice that you can immediately assess before making a choice.
Investing is generally not avoided out of unwillingness, but out of uncertainty about the correct order of decisions.
The process has been deliberately kept short. Each step is visible and auditable before moving on to the next.
The system collects current market data, macro indicators and your completed risk profile, and structures them into a uniform data set for further processing.
Based on predictive models, a spread is calculated that matches your objective, with an explicit representation of the expected risk-return ratio.
After your approval, the chosen composition will be set. Changes in the market are then continuously monitored and reported.
The technology has been made accessible without simplifying its operation to a black box.
Historical and current market data are used to calculate scenarios, not to provide guarantees. Each proposal shows the assumptions on which the calculation is based.
Each portfolio is tested against a maximum risk level that you set yourself. Exceeding this level leads to an automatic reweighting.
Market movements are continuously compared with the original proposal. Deviations are reported before they structurally affect the portfolio.
Instead of testimonials, we share how the system works, so that you can judge for yourself whether the approach suits you.
The model combines quantitative market data with your completed risk profile and calculates a spread over different asset classes. The weights are periodically revised based on new data, not based on market sentiment.
Market data used comes from recognized financial data sources that are continuously updated. No uncontrolled or anonymous data sources are used.
Before a portfolio change is executed, the proposal goes through a check for deviations from your preset risk limits. Changes outside those limits will only be processed after your explicit confirmation.
A selection of questions that are often asked by investors who work with an automated model for the first time.
During the intake you will answer questions about your time horizon, target amount and reaction to value fluctuations. These answers are translated into a risk profile that determines the bandwidth of the calculation.
The system continuously compares the current composition with the established risk limits. In the event of a deviation, you will receive a notification with a proposal for reassessment, which you approve before it is implemented.
Yes. Prior to confirmation, the platform shows the full composition including underlying assumptions, allowing you to make changes before the portfolio is set.
No. The platform structures and simplifies the decision-making process, but does not replace individual financial advice. The explanations are intended to increase understanding, not to create dependence.
The underlying market data is continuously updated. The calculation models themselves are periodically revised based on new market data and methodological insights.
The analysis takes less than a minute and results in a proposal that you can first review. No capital will be deployed without your explicit confirmation.
Start your analysis in 60 secondsAfter completing the risk profile, target amount and time horizon, you will immediately receive an overview for assessment.